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Talking Money Psychology with David Fernandez Jr. on the Earn Your Life Podcast


Hello Happy Campers,


One of my favorite things is talking money psychology. And talking money psychology with David Fernandez Jr. to help his friends, family, and listeners on his Earn Your Life podcast is a great place to do it.


A Little Background on Talking Money Psychology with David Fernandez Jr.

I met David Fernandez Jr. a few years ago thanks to an introduction by publicist Kitty Harris. Over drinks and appetizers in a beautiful La Jolla, California restaurant, we came to agree that we both feel strongly about personal development, spiritual growth, and practical ways to take a message and bring it into the world.


David Fernandez Jr is an actor, producer, and so much more. You may have seen him in The End of Watch, the Walking Dead, The Hollow Point, Selena: The Series, and other programs. He looks like a tough guy with his staggering height and build, but I don't think I've found a bigger candy wrapper for a sweet, bubbly, and happy persona. I like to think he's filled with helium because an interaction with him simply lifts me up. Listening to him and his friends share life enhancing wisdom on his Earn Your Life podcast will lift you up, too.


Talking Money Psychology Episode Highlights


David reached out and asked me what I wanted to talk about on the show. And of course, I said talking money psychology is what gets me most excited. Any opportunity to help others feel good and think happy about money is a source of fun and joy for me. There is nothing like seeing others feel happier and have more money with wisdom they've learned and applied from my book The Money Formula.



Key Quotes From The Episode Talking Money Psychology


"When I discovered this line of questioning was actually helping me to break through my limiting financial beliefs - that I didn't know I had , first of all - and was helping other people realized how they were limiting themselves; it started to take on a snowball effect in which this was something that could actually help people change their feelings about money and their perception of what is possible financially."


"I had matched by Dad's income but I couldn't break past his income because I didn't see it was possible for myself."


"A lot of women see their income as supplement income or pocket income... I did not see myself as the main breadwinner."


"There was no enemy. There was nobody keeping me down. There was nobody keeping money from me."


"My husband wasn't trying to keep me down. It was really like this is what I believed the framework of my life and the relationships in my life to money and to others in my world such as my husband or my clients. This was just the paradigm by which I experienced my own financial abundance."


"Even though, on paper, I was financially successful I didn't feel that way."


Listen Now To David Fernandez Jr and I Talking Money Psychology



Did you listen to the episode? What did you feel? Have you tried The Money Formula? Let me know in the comments.

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Change your memories, change your beliefs, change your beliefs, change your emotions, change your thoughts, change your habits, which then changes your choices, which changes the natural progression of actions that lead you to a new conclusion.


This is what God meant by grace - through grace we can change our trajectory and heal our “original sin”. The original sin is the grain of mis-truth that leads us away from the Godpower within us. It leads us away from the kingdom of Heaven from within us.


The Money Formula helps to change that original memories of "sin" or misdirection of thought (missing the mark). We can go off track when we set our compass in the wrong direction. Unwanted and so-called negative habits are merely symptoms of an incompatible beliefs in our energetic system. The world of energy workers, hypnotists, and so forth is to help the individual remove those negative, self-condemning beliefs from our system themselves.


Stop Telling The Same Old Stories



Have you ever told the same old tired story justifying why bad things happen to you? We all know someone who tells the same old stories of injustice, misfortune, and rejection over and over again. These memories become the banner of their lives, the justification for their victim status, and renders them powerless against the powerful tide of memory. We think we can't change the past - but we can when you change your memories.


Use The Socratic Method To Change Your Memories

The Socratic Method is an excellent method for removing limiting beliefs and negative self-talk. Socrates used the power of logos to heal man from the inside. He knew that mental transformation - or philosophy - was a conscious way of removing negative, self-limiting beliefs from the mental thought system of the thinker.


Philosophy wasn’t just a way of observing cultural systems; it is a way of healing cultural thought systems. As we see, negative beliefs, self-condemning beliefs close down walls and borders. The free exchange of thought is closed and the swelling of poisonous thoughts infiltrate from the inside. It is not the threat of new beliefs, it is the destruction of one’s internal guidance system from the inside. Nobody can do that except for the thinker.


Turn To Positive Group Think Or Push Yourself Out

This is why someone who is perpetually negative cannot feel comfortable around positive people. They push themselves out like a cancer - self-eliminating - because they do not find compatibility with the thoughts of others. They cannot self-identify. Negativity is looking for itself on the outside. It is looking for those who support it, to validate it, to permit it. When those positive individuals see the in-congruence, they question it, condemn it, and encourage a newer, more enlightened way of thinking in the pessimistic thinker. It is a way for the whole to heal the part.


Change Your Memories With The Money Formula

The Money Formula explains the principles and the steps for changing the memory. Within that memory is a belief gathered from the “evidence” of the experience. However, the mind is extremely limited in its perspective and can only see from one viewpoint. By using the Socratic Method which is outlined in The Money Formula, the experiencer can go back and see the memory from a variety of new perspectives, change their experience of the memory, glean new information, and re-state the positive affirmation (e.g. the new belief), and from that heal the emotional trigger and therefore the thoughts and actions derived from the incorrect belief.


How Do We Get Wrong Memories?

Why do we get wrong memories? Often times, it is someone in our lives that we trust who is telling us how to see the experience. They will often plant the belief right inside of us by saying things such as “Money doesn’t grow on trees.” Other times, our skewed perspective brought from past life memories can mistake an experience as a continuance of the previous incarnation. It is not uncommon to simply lie to ourselves out of misunderstanding of the situation.




How many times have we misread a situation? Misreading a situation is a symptom of seeing life from a belief system. Children often create skewed memories because of the language spoken in the home. Much like a word cloud, children gather a perspective of their lives gathered from the vocabulary used in their home. Whatever is spoken the most creates the foundational language patterns a child speaks. Therefore, speak carefully and wisely! Use loving words and phrases because these becomes a child’s inner world and language system.


Pain Tells You When To Change Your Memories



Children gather enough experiences to create a belief system. From that belief system, they build a reality for themselves as adults - seeking experiences that validate their beliefs. These experiences can happen over and over again because like begets like. However, what tells us that our belief systems are incompatible with our truest nature is pain. Pain and suffering is a symptom of incompatible beliefs within our energetic system. It manifests as illness, doubt, wrong-doing. A person who violates the laws of nature is “punished” by pain and suffering and then continues the cycle of pain and suffering by seeking more of the same. To stop the cycle, one must eradicate the beliefs. This is the truest form of a Justice System.


Stop The Cycle. Change Your Memories. Heal Your Beliefs. Transform Your Life.

Stop the cycle. Heal the belief. Go back to the memory and change it. From there, a whole new experience of reality emerges. The Money Formula can help achieve this goal.

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The most common complaint I hear from clients is that they feel stuck and unable to manifest stuff they want. I have explained that getting what they want exists and is possible, they just have to experience the experiences to manifest stuff. That's when the walls come up and when the resistance happens: They'll say, "I want X, but I don't want to do that." And, the most obvious conclusion to that attitude is that they'll never get what they want - EVER. And yes, no matter how hard they try to manifest stuff through will power.



Why The Ultra Spiritual and The Hard Worker Never Manifest Stuff - Ever.


So many self help "gurus" live in poverty. I know them. They are coaches, healers, preachers, spiritual subject matter experts who live in actual poverty, barely able to scrape by on clients or companies who often drain and annoy them. There are many "hard workers" out there who bust their bums all day long and hardly manage to pay down student loan debt, mortgages, and cover their basic cost of living.

Thus, from these examples derived from the spectrum of belief we can conclude that neither the "ultra spiritual" nor the "grounded realist" have demonstrated they can manifest stuff better than the other. We can logically conclude that this is not how we get stuff in life.

The Main Reason Why You'll Never Manifest Stuff - EVER.




Think about something you want to bring into your life. Anything! For example, a Malibu beach house, a diamond ring, a sports car, whatever! It already exists in reality. So - why don't you go out right now and buy one?

What stops you from manifesting stuff is not "reality". You may say, "With what money?" and get angry at my question. Your actions depend on external circumstances. Your actions depend on the emotions you can't control that respond to those external circumstances. And, principally, your actions depend on your thoughts derived from the two.

"I don't have any money!"

Then, you feel angry or hopeless.

Then, you say to yourself, "Manifesting stuff will never happen for me."

And so, you experience ad infinitum the vicious cycle of self-doubt, criticism, and indecision.

How You Actually Manifest Stuff


Think about something you've made real. It could be, for example, buying your first home, a sweet pair of shoes, or a nice bouquet of flowers.

What motivated you? What drove you?

Was it the process of buying it? Probably not.

Was it "earning it"? Doubtful.

What motivated you was visualizing the task done and the state of enjoying it! The feeling of renovating and decorating your first home. The compliments you received from wearing the shoes or maybe how great they make your back feel. The delight on someone's face when they receive a gorgeous bouquet of flowers or the floral perfume wafting throughout your home.

We are NOT driven by stuff.


Humans are not driven by "the pursuit" of stuff because the pursuit naturally implies always being on a never ending chase.

No, what we are driven by is the heart's desire fulfilled. That feeling of accomplishment after the experience has been made a reality. The feeling of possession. The feeling of happiness of knowing that we always get what we want. Oooh! This is where the resistance sets in.

Many struggle to feel these emotive states. And, as a result, never get to experience their heart's desire fulfilled.

Manufacturing experiences within the realm of imagination and emotive function first is what sets into motion the reality shifting functions of the world around us.

Thinking about stuff will never bring it to you. You can think about $20,000 all the live long day. You can think about how much credit card debt you have. It won't change anything. Why??

We Manifest Experiences And Are Motivated Instinctively To Take The First Steps




A baby is not motivated to walk for the sake of walking!

No, babies don't consciously think "I think I'll try walking today... let's see how this first step goes before I decide if this whole walking thing is worth it."

No! The baby wants to get closer to and get to that which their heart desires at the other end of that walk!

In other words, a baby instinctively knows how to go places! And, so you do.

The mechanisms and bodily functions are naturally born into you to achieve ANY experience your heart desires to create.

Emotion and Motive come from the same Latin roots - MOVE. Your emotions excite you to act. Your motive is your reason for doing something. Therefore, your reasons and emotions conspire together to lift you up to manifest what you want.

We don't create "stuff" out of thin air. We bring stuff to us through the motivation generated within us as a direct consequence of generating the emotive experience achieved in the imagination with that experience having been already fulfilled.


You Manifest Stuff As A Byproduct of Creating Stories




Shakespeare said in his play As You Like It, “All the world's a stage,/ And all the men and women merely players.”

The script is already written before the play begins. That's why coaches have play books designed to achieve the outcome of winning. They don't tell their players - "Just go out there and figure it out and decide whether or not you want to win while you're on the field while your opponent is pummeling you."

The props (e.g. the stuff you want) comes into your life the moment you decide the role you want to play and the experiences you want to enact.

You'll Never Manifest Stuff You Want If You Keep Telling The Same Old Stories


Unfortunately, we get our experiences from the past most of the time. And, we are doomed to replay past experiences in the theatre of our minds until they repeat themselves in our reality.

We ask ourselves,

"Why do I keep getting dumped?"

"Why do I get passed over for promotions again and again?"

"Why do I keep getting sick?"

WHY?

Because you keep playing the same role and same scenes over and over again in your mind. And, ultimately, to the point that these past tragic experiences become your life story and finally your identity.

Guess what? You are not just the actor in your life's story. You are the writer and the director. Use your imagination to tell a new story, to play a new perceived role, and create new experiences!

'Those who do not learn history are doomed to repeat it.' said George Santayana.

Tell a new story by constructing new experiences in your imagination and see how all the "stuff" finds its way into your life.

Think about the stories you keep telling yourself. What beliefs are extracted from the repetitive circumstances and emotions you keep experiencing? Have you ever flipped the script? Let me know in the comments.

Want to change how you feel about money? Want to re-write that script but don't know how? Need a step by step guide on creating the experiences you REALLY want? Read a Free Sample and purchase a copy my bestselling book The Money Formula: Change Your Relationship To Money In 7 STeps And in 15 Minutes or Less on Amazon, Audible (Audible Produced In Partnership WS Radio) #manifestation #imagination #storytelling

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